Godrej Capital’s Business Loan for Women

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Status: Active

Classification: Private Sector Scheme

Release Date(s):
9th April 2024

Offering: Loan/Credit

Entity Type: NBFC

Reading Time: 5 Mins

Ticket Size: ₹5 Lakhs to ₹50 Lakhs

Entity Name: Godrej Capital Limited

#Views: 26

Disclaimer….before you read ahead!

The information contained herein is of a general nature and for information purposes only, with the intent of raising awareness around various resources, schemes etc. available for women entrepreneurs in India. It is not intended to address the circumstances of any particular individual or entity. It does not purport to be all-inclusive or necessarily contain all the information that may be relevant for the reader, and may be subject to updating, revision or amendment. Although we endeavor to provide accurate and timely information, there can be no guarantee that such information is accurate as of the date it is received or that it will continue to remain accurate in the future. The reader, therefore, is required to exercise their discretion; and not act on such information without appropriate professional advice after a thorough examination of the particular situation.

Furthermore, we are not a lender and are not authorized by the Reserve Bank of India to act as one. By disseminating the information contained herein, we are not soliciting any borrower or customers for the company or organization mentioned herein nor do we intend to syndicate any capital for the reader of this article.


About this scheme…

Business Loan for Women, was launched by Godrej Capital Limited (GCL) to provide tailored loan solutions to women entrepreneurs in India, enabling them to achieve unprecedented heights in their business endeavors. The loans are extended through GCL’s subsidiary Godrej Finance Limited (GFL), a non-deposit accepting Non-Banking Finance Company (NBFC) registered with Reserve Bank of India (RBI).


How is it being implemented?

Under this Scheme, direct financial assistance in the form of loans is given to,


What’s on offer?

I. Product

  • Term Loan
  • Ticket Size: ₹5 Lakhs to ₹50 Lakhs


II. Purpose:

  • Acquisition of fixed assets
  • Working capital requirements


III. Borrower Type:

  • Sole Proprietorship, Partnership, Limited Liability Partnership (LLP), Private Limited Company, Unlisted Public Limited Company


IV. Security or Collateral or Guarantee or Insurance

  • Security: First charge over assets created out of the loan disbursed under the Scheme
  • Collateral: Nil
  • Guarantee: Nil
  • Insurance: For more information around this, please contact GCL via means mentioned below


V. Interest Rate

  • Starting from 17% per annum


VI. Processing Fee

  • Upto 3% of loan amount


VII. Margin Money Requirement

  • For more information around this, please contact GCL via means mentioned below


VIII. Tenure, Repayments & Pre-Closures

  • Tenure: upto 60 months
  • Repayments: EMIs, can avail flexibility in EMI repayment by designing EMIs to suit ones needs
  • Rewards: Reward vouchers (across categories including lifestyle, wellness, fashion, travel, and more) for timely repayment of business loan instalments
  • Part Pre-payment Charges: 2% of the amount prepaid
  • Foreclosure Charges: 4% of principal outstanding at the time of foreclosure


IX. Turnaround Time

  • Loans can be sanctioned within 3 days
  • For more information around disbursement timelines, please contact GCL via the means mentioned below


Interested? Read ahead to check your eligibility….

I. Are you a woman between 21 and 65 years of age?


II. Is the bank account in the name of your business? OR Does your business have a bank account in its name?


III. Has your business been in operation for atleast 3 years?


IV. Does your business generate an annual turnover of atleast ₹ 40 Lakhs?


V. Does your business generate an annual profit of atleast ₹3 Lakhs?


If your answers to the questions above are an emphatic YES, you are all set to avail loan under Godrej Capital’s Business Loan for Women!


So…how big is this scheme and what has been done so far?

I. Details of progress under this Scheme do not seem to be available in the public domain


So, now, how should you go about it?

I. For submitting application,





II. For information on documentation requirements, please refer here


III. For any queries, please contact GCL via:




  • Call: 022 68815555, Timing: 9:00AM – 6.00PM Monday through Sunday except National Holidays




Go on then…and do spread the word!



1. About Godrej Capital’s Business Loan for Women

2. Godrej Capital Limited Annual Report 2022-23

3. Godrej Finance Limited Annual Report 2022-23

4. Latest News on the Scheme: Godrej Capital’s MSME unsecured loan portfolio crosses INR 500crore

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